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Claire-Marie Coste-Lepoutre

CFO
Company Name
French
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Biography

Claire-Marie Coste-Lepoutre serves as Chief Financial Officer and Member of the Board of Management of Allianz SE since January 1, 2024, overseeing Finance, Risk, Actuarial, Legal, and Compliance for one of Europe's largest financial services companies. Born April 13, 1975, in Châlons-en-Champagne, France, she exemplifies the modern international finance executive who combines deep actuarial expertise with strategic leadership in digital transformation and sustainable business practices. With a robust educational foundation including an Advanced Mathematics degree from Prytanée National Militaire (1995) and a Master's in Actuarial Science from the prestigious Institut de Science Financière et d'Assurances (ISFA) in Lyon (1999), Coste-Lepoutre brings both analytical rigor and strategic business acumen to Allianz's leadership. As a Fellow of the French Actuarial Society, her technical expertise provides the foundation for her exceptional understanding of risk management and financial modeling. Her career progression demonstrates remarkable breadth across reinsurance, management consulting, and insurance leadership. Beginning at SCOR reinsurance in Paris and Toronto, followed by seven years as Associate Principal at McKinsey & Company, she developed comprehensive expertise in financial services strategy before joining Allianz in 2011. Her philosophy centers on "rigor and curiosity," traits that define her approach to energizing and empowering teams while demanding discipline and demonstrating resilience to drive sustainable organizational growth. At Allianz, Coste-Lepoutre has been instrumental in multiple transformation initiatives. As Regional CFO of Allianz Benelux (2015-2019), she led significant market expansion and profitability improvements. Most notably, as CFO and Deputy CEO of AGCS (2019-2023), she spearheaded the industrial insurer's remarkable turnaround under the 'New AGCS' strategy, successfully restoring profitability through disciplined risk management and operational excellence. Her leadership philosophy emphasizes authenticity and concrete impact, driven by her belief that insurance provides real value to society by enabling people to take risks and shape their lives. As Allianz SE's CFO, she champions disciplined capital deployment focusing on organic growth and strategic acquisitions with expected double-digit returns. Under her leadership, Allianz positions itself for volume growth expansion, particularly in retail segments, leveraging proactive pricing strategies and operational efficiency. Her commitment to sustainability is reflected in Allianz's leadership position in the Dow Jones Sustainability Index, systematically integrating ecological and social criteria across business processes and investment decisions.

Career History

Chief Financial Officer and Member of the Board of Management

Dec 2023Present
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Key Responsibilities:
Overall strategic leadership of Finance, Risk, Actuarial, Legal and Compliance functionsCapital allocation strategy and disciplined investment approach with double-digit return targetsFinancial planning and performance management for €179.8 billion business volumeRisk management oversight and regulatory compliance across global operationsSustainability integration in business processes and investment decisions

Head of Planning and Controlling for the Group and Chief Actuary

Dec 2022Nov 2023
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Key Responsibilities:
Group-wide financial planning and strategic controlling functionsChief actuarial oversight for global insurance operationsPerformance measurement and management reportingStrategic planning and business intelligence coordination

Chief Financial Officer and Deputy Chief Executive Officer

Dec 2018Nov 2022
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Key Responsibilities:
Financial strategy and operations for global commercial insurance leaderExecutive leadership as Deputy CEO supporting overall business strategyRisk management and capital optimization for industrial insurance portfolioTurnaround leadership under 'New AGCS' transformation strategyStakeholder relations with global corporate clients and brokers

Regional Chief Financial Officer

Dec 2014Nov 2018
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Key Responsibilities:
Financial leadership across Belgium, Netherlands, and Luxembourg operationsRegional strategic planning and business developmentPerformance management and regulatory complianceCross-functional leadership and stakeholder management

Head of Business Division France, Benelux and Africa

Dec 2012Nov 2014
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Key Responsibilities:
Strategic oversight of diverse regional insurance operationsBusiness development and market expansion initiativesCross-cultural leadership and regional coordinationPerformance optimization and growth strategy implementation

Head of CEO Office

Dec 2010Nov 2012
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Key Responsibilities:
Strategic support to CEO Oliver Bäte during his CFO tenureExecutive project management and strategic initiative coordinationStakeholder communication and high-level relationship managementBusiness intelligence and strategic analysis support

Associate Principal

Dec 2003Nov 2010
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Key Responsibilities:
Strategic consulting for financial services and insurance clientsFinancial modeling and actuarial analysis for complex business problemsClient relationship management and project leadershipBusiness strategy development and transformation initiatives

Head of Financial Models and Forecast

Dec 1998Nov 2003
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Key Responsibilities:
Development and maintenance of financial models for reinsurance operationsForecasting and risk assessment for global reinsurance portfoliosActuarial analysis and pricing supportCross-functional coordination between actuarial and finance teams
Contact Information

Nationality

French

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Education

Master's degree in Actuarial Sciences from Institut de Science Financière et d'Assurances (ISFA), Lyon (1999)

Advanced Mathematics degree from Prytanée National Militaire (1995)

Fellow of the French Actuarial Society (since 1999)

Current Position

CFO

Company Name

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